Insurance and Finance FAQ

What is the difference between Medical and Vision Insurance?


Medical Insurance such as Medicare, BCBS, MVP, etc. will cover any issues regarding any medical issue with your eyes like dry eye, pink eye, and cataracts.

Vision Insurance will cover a yearly or bi-yearly 'Routine Eye Exam'.  A Routine Eye Exam consist of the Doctor checking your vision and WILL NOT COVER any procedure or test dealing with the health of the eye.  Vision Insurance may cover materials such as Contacts, Glasses, and Lenses. Vision Insurance may also discount your Contact Lens Evaluation.

You may use your Medical Insurance for your routine eye exam but you may be charged a Refraction charge of $45.

What Insurance Plans do you take?


At Somers Eye Center we take a majority of the Medical Insurance Plans.  Currently we take the following.

  • 1199
  • AARP (Secondary)
  • Aetna
  • Affinity Health Plan
  • American Progressive (Secondary)
  • Amerigroup
  • Meda Blue HMO & PPO
  • APWU Health Plan (Secondary)
  • Beech Street
  • Blue Cross Blue Sheild
  • Cigna
  • Emblem Health
  • Empire Plan
  • Magnacare
  • Medicaid
  • Medicare
  • Meritain Health
  • Multiplan
  • Mutual of Omaha
  • MVP
  • Oxford(Liberty and Freedom)
  • PHCS
  • Tricare
  • UMR
  • UHC

We participate in the following Vision Insurance Plans

  • National Vision Insurance (NVA)
  • Eye Med
  • VSP

We do not participate in Medicare Material Plan, Block, or Spectera.

What if I don't have Insurance?


If you have no Insurance, No Problem!  Exams start at $85.  We also have packages for Eye Glasses that start at $99.


We also offer Care Credit in our Office.  Click the link below to Apply! If you already have an account Great! We offer 12 months, No Interest Plan. For Purchases over $300.

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Call us: 914-277-5550

380 Somerstown Rd

Somers, NY 10589